12 Pros And Cons Of Living In Pensacola, FL

12 Pros And Cons Of Living In Pensacola, FL


Considering a move to Pensacola, Florida? Here’s what you should know before making the leap.

Are you on the hunt for promising career avenues, considering a peaceful place to retire, or simply yearning for a change of scene?

If any of these resonate with you, it’s time to weigh the advantages and downsides of living in Pensacola, FL.

Pensacola, Florida, located in the westernmost part of the state, have a rich history and a variety of attractions that make it a unique place to live.

As the county seat and only incorporated city of Escambia County, Pensacola has a population of over 52,000 residents.

The beautiful Gulf Coast might just be your dream destination.

However, settling in Pensacola might be ideal for some, but not for everyone. Let’s dive into the reasons to see if it’s a fit for you.

Is Pensacola, Florida A Good Place To Live?

Pensacola is a gem of a city to call home, particularly if you have a penchant for coastal towns with a rich historical backdrop.

As of 2023, Pensacola is recognized as one of Florida’s most sought-after destinations, noted for its mix of beach-town relaxation and vibrant cultural life.

The heart of Pensacola pulses with a family-centered spirit, boasting top-notch schools, a sound safety profile, and a variety of events and attractions that cater to both residents and tourists alike.

With its position along the Gulf of Mexico, Pensacola gifts its inhabitants with breathtaking seaside views and an array of water-based activities.

However, as delightful as Pensacola might seem, it might not resonate with everyone. Ready to dive into the 10 pros and cons?

Pros Of Living In Pensacola, FL

Here are reasons why living in Pensacola is a dream come true:

Stunning beaches 

With clear blue waters and pristine white sand, these beaches rival those in more well-known coastal destinations.

Whether you enjoy swimming, sunbathing, or strolling along the shore, Pensacola Beach and Perdido Key offer endless opportunities for relaxation and recreation.

You can also try surfing, paddleboarding, or snorkeling to make the most of the beautiful Gulf of Mexico.

Great real estate market

Pensacola boasts a diverse and thriving real estate market.

Whether you are looking for a beachfront condo, a historical home in the downtown area, or a suburban family home, you will surely find something that suits your taste and budget.

Unlike some popular coastal cities, Pensacola still offers reasonably priced properties, allowing you to get more bang for your buck.

With a real estate market that is both competitive and vibrant, purchasing a home in Pensacola is a wise investment.

Affordable cost of living 

Compared to many major cities in Florida and the United States, Pensacola offers reasonable housing prices, lower taxes, and affordable everyday expenses.

The affordable cost of living, at 6% lower than the state average and 5% lower than the national average, allows residents to enjoy a high quality of life without breaking the bank.

Good school district

Families considering a move to Pensacola will be pleased to know that the city boasts a good school district.

Escambia County School District, which serves Pensacola, offers various educational opportunities for kindergarten to high school students.

The district is known for its dedicated teachers, high graduation rates, and strong extracurricular programs.

No state income tax

Living in Pensacola means keeping more of your hard-earned money.

Florida has no state income tax, which means you get to keep a larger portion of your paycheck.

This financial advantage allows residents to allocate their income toward other areas such as housing, education, and leisure activities.

Lots of employment opportunities

While Pensacola is often associated with its beautiful beaches, it offers many employment opportunities in diverse industries.

The city has several major employers, including the military, healthcare, aerospace, and tourism sectors.

Naval Air Station Pensacola’s presence significantly boosts the local economy and creates numerous job opportunities.

Lots of Activities 

Pensacola is not just about the beach; there’s something for everyone in this vibrant city.

Whether you are interested in outdoor activities, arts, and culture or enjoying the local food scene, Pensacola has it all.

The city hosts numerous festivals and events throughout the year, including the Pensacola Seafood Festival, the Great Gulfcoast Arts Festival, and the Pensacola Crawfish Festival.

The downtown area is also home to various art galleries, theater performances, and live music venues.

With diverse activities and attractions, Pensacola ensures that boredom is never an option.

Cons Of Living In Pensacola, FL

Like any other city, Pensacola has its drawbacks that you should be aware of before considering it your next home.

From crowded tourist seasons to high crime rates, here are some cons of living in Pensacola that you should consider: 

Crowded During Peak Tourist Season

As a popular vacation destination, especially during spring break and summer, Pensacola attracts thousands of visitors every year.

While this may inject energy and excitement into the city, it can also lead to crowded beaches and long lines at popular attractions.

If you prefer a more peaceful and tranquil living environment, there might be other options than the hustle and bustle of tourist seasons.

Traffic Congestion

Like any thriving city, traffic congestion is a common complaint among Pensacola residents.

The influx of tourists can make busy roads even more crowded during peak season. This can result in longer commute times and a frustrating start to your day.

Road construction projects to improve infrastructure can further exacerbate traffic congestion issues.


Living on the Gulf Coast means Pensacola is prone to hurricanes and tropical storms.

While these natural phenomena can be mesmerizing to watch from a distance, they can also pose a significant threat to residents.

The hurricane season typically runs from June to November, bringing uncertainty and anxiety each year.

Summer Heat

If you’re a fan of warm weather, Pensacola’s climate might be a dream come true for you.

However, the scorching heat during the summer months can be a dealbreaker for some.

With average highs reaching the 90s Fahrenheit, the heat and humidity can make a short walk outside uncomfortable.

High Crime Rates

According to statistics, the violent crime rate in Pensacola is 35.7, compared to the national average of 22.7.

Similarly, the property crime rate in Pensacola is 61.4, compared to the national average of 35.4.

These statistics indicate an increased risk of becoming a victim of crime in Pensacola compared to other cities in the United States.

If safety is your concern, then you should check out the safest areas in Pensacola.

Final Thoughts

Pensacola is a gem on the northwest coast of Florida.

Close to the Alabama border, this city offers beautiful beaches and a plethora of activities to engage in.

However, considering a move to Pensacola means you’ll have to be comfortable with the Gulf Coast’s hot, humid summers and ensure the cost of living aligns with your budget.

Interested in relocating to other places in Florida? Check out:

10 Pros And Cons Of Living In Miami

10 Pros and Cons of Living in Tampa

Safest Neighborhoods In Orlando

The post 12 Pros And Cons Of Living In Pensacola, FL appeared first on Dollarsanity.

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